.bg_gray1 {
	font-size: 11px;
	background-color: #f3f1ec;
	padding-bottom: 19px;
	padding-left: 24px;
}
h2 {
	font-size: 16px;
	font-weight: bold;
	color: #d3661e;
	margin: 0px;
}
.bg_gray2 {
	font-size: 11px;
	background-color: #f3f1ec;
	padding-bottom: 10px;
	padding-left: 25px;
	padding-top: 18px;
	padding-right: 18px;
	text-align: left;
	vertical-align: top;
}
.bg_white1 {
	font-size: 11px;
	background-color: #FFFFFF;
	padding-bottom: 19px;
	padding-left: 24px;
	padding-top: 10px;
	background-image: url(images/point_gray.gif);
	background-repeat: repeat-y;
	background-position: right top;
}
h3 {
	font-size: 16px;
	font-weight: bold;
	color: #377ac4;
	margin: 0px;
}
.bg_white2 {
	font-size: 11px;
	background-color: #FFFFFF;
	padding-bottom: 10px;
	padding-left: 25px;
	padding-top: 18px;
	padding-right: 18px;
	text-align: left;
	vertical-align: top;
	background-image: url(images/point_gray.gif);
	background-repeat: repeat-y;
	background-position: right top;
}
.bg_gray3 {
	font-size: 11px;
	padding-bottom: 10px;
	padding-left: 25px;
	padding-top: 15px;
	padding-right: 18px;
	text-align: left;
	vertical-align: top;
}
.bg_gray4 {
	font-size: 11px;
	background-color: #DDDBD6;
	padding-left: 24px;
	padding-top: 6px;
}
.centertext {
	background-color: #FFFFFF;
	text-align: left;
	vertical-align: top;
	padding-top: 28px;
	padding-right: 28px;
	padding-bottom: 18px;
	padding-left: 30px;
}
.copyright {
	font-size: 10px;
	color: #757372;
	text-align: center;
	padding: 15px;
}
a:link {
	color: #4D86C7;
	text-decoration: underline;
}
.bg_white {
	background-color: #FFFFFF;
}
a:visited {
	color: #497FBB;
	text-decoration: underline;
}
a:hover {
	color: #DA681E;
	text-decoration: none;
}
a:active {
	color: #DA681E;
	text-decoration: none;
}
h1 {
	font-size: 21px;
	font-weight: bold;
	color: #6c9fd6;
	margin: 0px;
}
.bg_point {
	background-image: url(images/bg_points.gif);
	background-repeat: repeat-x;
	background-position: left center;
}